Teach to save children |Trade

Something that worries fathers and mothers today is the relationship their children have with material things in general and with money in particular.One of the most repeated phrases by current families is "my children do not value anything," and is that, the amount of unnecessary toys they have, the money they receive being very small from their relatives and why not say it, the example thatWe give as parents on many occasions, they encourage this attitude.According to Amalia Guerrero, a degree in Business Administration and ManagementWhat costs, the effort behind to achieve it ».

Put on this and try to foster a healthy relationship of children with money, will help adults to know how to manage their finances well and be more complicated that they have economic problems.Teach them since childhood that money has a limit, how they can manage it and, the importance of saving it, is the best way to ensure a quiet and stable future in this area.

Let's see some tips to teach to save children.

Be a good example

This point is basic.As in everything, the improvement way of teaching children is through example.It doesn't matter what they are told that if they see that as soon as something is broken, the replacement is quickly bought;If a hobby or sport begins to practice, all the utensils or riding necessary to practice it are purchased without any special date, in the same way as if a new kitchen device is seen and acquired on the fly.In the end, what the little ones perceive is that as soon as something is broken, you throw and buy a new one, or what, as soon as you want something, it is acquired and many times at click of click, what effort does that mean?

It is important that children be instilled again to repair things.If pants break, you can put a knee;If an appliance does not work well, it can be called to fix it;If a book is taken off, you can hit again and, if something stops being useful, it can be donated to have a second life.Show the little ones the importance of the circular economy and to make responsible consumption.

Pay it

This point is very important since, if you have no income, it is difficult for you to learn to manage them.The sooner they begin to give them better but you have to take into account the child's age to give it to him.In this regard, Guerrero recommends “preparing a list with the expenses that he will pay and those that you are going to pay in mind that the child's pay should not be more expense for the family economy.Depending on this and counting on giving it a little more to save it, decide the amount of the pay ».

Depending on the child's age too, he can be asked to do some homework during the week to "win" the weekend pay.It is a good way to understand that earning money "costs an effort", it is not received without further ado.Although not everyone agrees with this, Guerrero, for example, says that “I am not in favor of giving money to children to do a homework, we are a family and each one does the tasks assigned, but I amin favor of remunerating some extra work such as ordering the storage room or washing the car to help them get their savings goals ».

Teach them to divide money

Once the amount that will receive weekly, it is time to sit with them and explain the difference between the things they can buy every week and, for which they will need some more patience because they will have to save because they will have to save because they will have to save because they will have to save.In this way, they will learn that a part of the money can use it on the march, but it is important that another keep it to achieve those objectives that will require some more effort and constancy to achieve them.

Mark goals

If there is something that you want a lot to buy and for what they have to save, having that motivation will make it much easier to do so.Help them to discover what those goals are for those who have to save and encourage to visualize when they can reach them.For example, if you want a toy that costs 20 euros and every week saves 2 euros, explain that in 10 weeks you can get it.You can even make a calendar to call the weeks.

Amalia Guerrero comments on another very interesting proposal, you can "use a transparent boat and hit a sticker with the toy you want" is a very visual way that at all times keep in mind the goal to be fulfilled and, in addition, being transparent to be transparentHow the amount of money is increasing to achieve it.

The importance of responsible consumption

We have already commented but, teaching them to make responsible consumption is essential.In this regard, Guerrero emphasizes that we must "teach them to decipher advertising and differentiate need for desire".A good way to do it, is again, with the example.Showing them how you do not let yourself be carried away by consumerism and when you make a purchase it is necessary, thought and meditated, it is the best way to learn.If you are going to buy clothes for example, that it is something you need in your closet and not a garment that falls in love with you;In the same way as when making the purchase, going with a list made, instead of filling the car with articles that call your attention from the shelf, it is the best lesson.

Teaching to save children from childhood is one of those things that they will appreciate when they are old.